Best Free Money Management Software

The flow of money is like a river, and you can build a dam to control its flow. You need to act fast to prevent from spending it all. There is a need to manage your money and to see it grow to invest some of it. It takes years to become financially intelligent, but are you ready to wait for that long? Of Course not. We all want to be financially secure right now. To help you in that regard, you can use management software to manage your money better.  

There are many money management software that is free to use. You will be able to see your bank balance, track your spending habits, and even helps you make a better financial decision. The plan is to make you aware of the expenses and the growth required to achieve your financial goals.

Let’s look at the list of best money management software you can use.

  1. Budget Simple 

This web application works on all the operating systems that Windows, iOS, and Linux. You can install it on your computer and store all your financial information into it. You can save some confidential data and stay unworried about the chances of forgetting anything. Like a budget, you should have this application to control all your expenses. It will compare the expenses which you did in the past to the one you have done to the current ones. The graphical representations of your spending and your income will be shown, and at the same time, it will show you how ideally it should be according to your budget. Budget Simple provides help to better manage your money without wasting time and to get you out of debt fast.  

  1. Spendee 

Spendee helps you in saving money and suggests to you the steps which you should take to do so. All the purchases you have made in a month and how you should spend money in the future to stay in budget. You can add your crypto wallet, share part of your budget with others like your spouse or roommate, and set a notification to let you know when to pay your bill.

  1. Clarity Money 

Clarity Money is a free personal management software that helps you track your income,  expenses, and subscriptions to streaming services like Hulu or Netflix, for example. Once you link your bank accounts, credit cards, it will use Artificial Intelligence software to analyze your income and monthly spending. Based on that information, it will offer you financial products such as loans and Marcus high yield savings account. This platform is ideal for handling all the purchases, and you will manage your money in the best way. 

  1. Mint

 One of the best money management software that can help you with budgeting, track your income, liabilities, net worth, and even your credit score is Mint. You can link your bank accounts, credit cards, and investment account, and it will show you a graphical overview of where you are spending money and how to plan for future expenses as well.

  1. Personal Capital

Personal Capital is great if you want to manage your budget and investments. The tool provides you with a retirement calculator as well as your net worth. The investment portion provides you with real-time portfolio information so you can know how your stocks are doing. Personal Capital focus is more on the investment side, so if you are not much of an investor or know how to manage your investment, this tool may not be for you.


Above are some of the tools which can help you save money and managing your budget. Personal finance software can help you keep a close eye on your money and investment without spending too much time. Give them a try and see which one is the best for your needs.

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